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Circa 2011-2012...socioeconomic musical commentary set to video.

Inspired by the exponential growth of a more-than-questionable segment of our financial services industry...post 2008 :angry:

Although the lyric addresses various types of bottom feeders, payday-loan & predatory purchasers of underwater properties were the primary catalysts.

*Average Payday Loan Rate 2017 - 462.87% (state of MO.) - https://finance.mo.gov/reports/documents/SurveyReport2017_001.pdf

 

 

Tom

 

I'll include a supplemental video, for anyone interested.

It's a 1 min. 17 second demonstration of the primary guitar progression.

Please forgive the quality :rolleyes: ...it  predates the purchase of my hi-def video camera (mid-2012).

On the plus side, I did wear my best duds ;) LOL

 

 

*Sorry this didn't occur to me earlier...better late than never I guess. :rolleyes:

There's a free downloadable mp3 of this song loaded to my website.

If you'd like a copy for personal use, please help yourself :)

Downloadable link - http://www.tune-smith.com/Bottom_Feeders.mp3

 

Edited by tunesmithth
added comment & free download link
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I enjoyed this. Great bluesy guitar work! The commercial announcements were an inspired touch.

 

No symbolism implied. ;)

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Swanky duds Tom! Good video, thank goodness you added in the comic touches or this could have been very depressing.

People were getting shafted right left and centre back then. I don't think much has changed recently ?

Enjoyed.

Dan

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On ‎27‎/‎05‎/‎2018 at 06:06, Dan Brady said:

Good video, thank goodness you added in the comic touches or this could have been very depressing.

People were getting shafted right left and centre back then. I don't think much has changed recently ?

If anything, it's gotten worse Dan :(

Here's a breakdown of the legally allowable limits in my home state.

Sept. 2016 numbers...the most current I was able to find. 

Quote

 

Missouri Payday Loan Regulations

Maximum Loan Amount: $500
Term: 14-31 days
APR (14-Day): 1950%
Rollovers: 6 permitted
Criminal Action: Mostly prohibited
More information: Missouri Division of Finance
Resources: Missouri Payday Loans: Subprime Report

 

Thank God they've remained below the allowable limit !

Quote Source - https://www.opploans.com/content/articles/2016-state-payday-loan-regulation-guide/

Needless to say, I felt it was worth calling attention to...hence the song & video.

Thanks BTW! :)

Tom

*If staff feels the contents of this comment is too inflammatory, please shoot me a PM & I'll revise it.

It seemed pertinent to both the song/video & the respondent's comment.

Thanks!  

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Pretty good progression, generic, I mean that in good way, in that it certainly has room to grow and be flushed out, and built upon. it did make me think it had elements of Rod Stewart's "Gasoline Alley" in it. 

https://www.youtube.com/watch?v=HLBFyS2hlhw

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Hi tunessmithth

 

I really like the concept of this song- excoriating the bloodsucking vermin that prey upon the downtrodden.... and- I had a few things I wanted to say regarding this song, but I was actually sad that there was not a lyric sheet....  :(

 

I've always felt that being able to read the lyric in it's entirety helps to get the whole idea of a song.

 

If you didn't want to publish one publicly, maybe you'd be willing to PM me? (are we allowed to pm?)

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No problem at all...you're the first to express an interest in seeing them.

Appreciate your interest BTW 👍

 

760900086_ScreenCapture-BottomFeeders.thumb.PNG.c034ef697c03856b3796fc80c8cca7ec.PNG

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Thanks or posting the lyrics, man!

 

Wow- what a infectious groove! It's very "Black Velvet" with a smooth, blusey edge. Nicely done.

 

I'm not sure if we are supposed to comment on stuff in this forum, but I'll take the risk & if a mod thinks I'm outside the boundaries, please let me know and/or delete this post.

 

My only (very small) critiques are:

 

1) Make the bridge stronger and more distinct from the 1st, 2nd and last verses. Using the A-A-B-A structure certainly works, but my ears got tired of the A section, and welcomed the bridge, but yearned for it to be more clearly distinct from the two verses before it. Make it fresh to heighten interest, and make the plunge back into the A section groove more powerful.

 

2) At the very END of the bridge, instead of going back to your tonic (Em), why not end on the v7 chord (in this case B7)?

 

This would then scream to be resolved to the I chord (Em) and strongly carry us back into your initial groove with a sense of inevitability... If you want that "screaming" to resolve even stronger, try using the augmented 9th form of B7 by adding a D note to your B7- this is the classic "Hendrix" chord and creates a very powerful turnaround to resolve back to it's tonic chord, Em.

 

Anyway- these small suggestions aside, I love the groove and I love the message! Keep em' coming, my friend!

 

Peace,

SongCat7

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