Jump to content

Recommended Posts

Posted (edited)

Circa 2011-2012...socioeconomic musical commentary set to video.

Inspired by the exponential growth of a more-than-questionable segment of our financial services industry...post 2008 :angry:

Although the lyric addresses various types of bottom feeders, payday-loan & predatory purchasers of underwater properties were the primary catalysts.

*Average Payday Loan Rate 2017 - 462.87% (state of MO.) - https://finance.mo.gov/reports/documents/SurveyReport2017_001.pdf

 

 

Tom

 

I'll include a supplemental video, for anyone interested.

It's a 1 min. 17 second demonstration of the primary guitar progression.

Please forgive the quality :rolleyes: ...it  predates the purchase of my hi-def video camera (mid-2012).

On the plus side, I did wear my best duds ;) LOL

 

 

*Sorry this didn't occur to me earlier...better late than never I guess. :rolleyes:

There's a free downloadable mp3 of this song loaded to my website.

If you'd like a copy for personal use, please help yourself :)

Downloadable link - http://www.tune-smith.com/Bottom_Feeders.mp3

 

Edited by tunesmithth
added comment & free download link
  • Like 2

Share this post


Link to post
Share on other sites

I enjoyed this. Great bluesy guitar work! The commercial announcements were an inspired touch.

 

No symbolism implied. ;)

  • Thanks 1

Share this post


Link to post
Share on other sites

Swanky duds Tom! Good video, thank goodness you added in the comic touches or this could have been very depressing.

People were getting shafted right left and centre back then. I don't think much has changed recently ?

Enjoyed.

Dan

  • Thanks 1

Share this post


Link to post
Share on other sites
On ‎27‎/‎05‎/‎2018 at 06:06, Dan Brady said:

Good video, thank goodness you added in the comic touches or this could have been very depressing.

People were getting shafted right left and centre back then. I don't think much has changed recently ?

If anything, it's gotten worse Dan :(

Here's a breakdown of the legally allowable limits in my home state.

Sept. 2016 numbers...the most current I was able to find. 

Quote

 

Missouri Payday Loan Regulations

Maximum Loan Amount: $500
Term: 14-31 days
APR (14-Day): 1950%
Rollovers: 6 permitted
Criminal Action: Mostly prohibited
More information: Missouri Division of Finance
Resources: Missouri Payday Loans: Subprime Report

 

Thank God they've remained below the allowable limit !

Quote Source - https://www.opploans.com/content/articles/2016-state-payday-loan-regulation-guide/

Needless to say, I felt it was worth calling attention to...hence the song & video.

Thanks BTW! :)

Tom

*If staff feels the contents of this comment is too inflammatory, please shoot me a PM & I'll revise it.

It seemed pertinent to both the song/video & the respondent's comment.

Thanks!  

Share this post


Link to post
Share on other sites

Pretty good progression, generic, I mean that in good way, in that it certainly has room to grow and be flushed out, and built upon. it did make me think it had elements of Rod Stewart's "Gasoline Alley" in it. 

https://www.youtube.com/watch?v=HLBFyS2hlhw

  • Thanks 1

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now

  • Recently Browsing   0 members

    No registered users viewing this page.

×